Articles

Some of your concerns about California contractor liability insurance may be answered here. The general purpose of liability insurance is to protect the policy holder from the possible financial repercussions that the nature of their business may unwittingly incur.

If you are a contractor in California, liability insurance is crucial to the success of your business. In a sue happy world, the only thing standing in between you and bankruptcy is contractor liability insurance. California is a particularly difficult state in which to be a business owner, but finding good insurance is easy if you know what to look for. What should you be looking for when shopping around for contractor liability insurance?

Some roofing contractors feel like they do a good, conscientious job and don’t need liability insurance. Is roofing contractors insurance an unnecessary ‘extra’? Absolutely not!

In CA workman’s comp is compulsory, which means that every employer has to cover their employees, even agricultural and child care workers, for medical and job-related injuries while they are under unemployment. CA workman’s comp is available through a number of sources, including some state-funded campaigns, private insurance carriers and employer-based programs.

Independent contractors are found in a wide variety of career paths. Some independent contractors may work in construction, while others may work in the technology sector, the medical field and many other careers. There are even some jobs where individuals are considered independent contractors that you might not expect.